Like many other credit unions, Mountain America Credit Union reduced its certificate rates for January. The 4% 12-month CD has ended. However, they kept their 5-year CD APY at 4.75%. This is listed in the credit union’s rate table as of 1/02/2009. Minimum deposit is $1,000. Their certificates are also available as Traditonal and Roth IRAs. Note, their name for CDs is term deposits.
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